Domestic Banks’ Interest Income In the 1st Quarter, 12.6 Trillion Won… An Increase of 1.8 Trillion Won
NSP NEWS, By soon ki Lee Journali
END7, Read 0(Seoul=NSP News Agency) soon ki Lee Journalist = Interest income of domestic banks increased by 1.8 trillion won in the first quarter of this year. It is analyzed that interest income expanded as interest rates rose.
According to the “Operational Results of Domestic Banks for the First Quarter of 2022(Provisional)” announced by the Financial Supervisory Service on the 11th, the net profit of domestic banks in the first quarter of this year was 5.6 trillion won, similar to the same period of the previous year.
Interest income increased by 1.8 trillion won(16.9%) due to a rise in interest rates, but non-interest income decreased by 1.2 trillion won(49.4%) due to the base effect of the increase in non-recurring profits in the previous year. Expenses such as bad debt costs, sales costs, and management costs increased. Interest income of domestic banks was 12.6 trillion won, up 1.8 trillion won from the same period last year.
According to the “Operational Results of Domestic Banks for the First Quarter of 2022(Provisional)” announced by the Financial Supervisory Service on the 11th, the net profit of domestic banks in the first quarter of this year was 5.6 trillion won, similar to the same period of the previous year.
Interest income increased by 1.8 trillion won(16.9%) due to a rise in interest rates, but non-interest income decreased by 1.2 trillion won(49.4%) due to the base effect of the increase in non-recurring profits in the previous year. Expenses such as bad debt costs, sales costs, and management costs increased. Interest income of domestic banks was 12.6 trillion won, up 1.8 trillion won from the same period last year.
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The Financial Supervisory Service explained, “This is due to an increase in operating assets such as loan bonds, and a rise in net interest margin(NIM).”
Non-interest income was 1.3 trillion won, down 1.2 trillion won from the same period last year. While securities-related profits and commission profits decreased, profits related to foreign exchange and derivatives increased.
The bad debt costs were 800 billion won, up 200 billion won from the same period last year. This is due to an increase in the new transfer of provisions compared to the same period of the previous year.
The bad debt costs were 800 billion won, up 200 billion won from the same period last year. This is due to an increase in the new transfer of provisions compared to the same period of the previous year.
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