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주택금융공사, 2월 보금자리론 금리 동결

NSP통신, 김빛나 기자

입력 2021-01-22 16:04 입력 2021-01-22 16:04 KRD7, 읽는 중 0명

#주택금융공사 #보금자리론 #금리동결 #주택담보대출 #고정금리

(주택금융공사 제공)

(서울=NSP통신) 김빛나 기자 = 한국주택금융공사(HF)가 장기 고정금리·분할상환 주택담보대출인 ‘보금자리론’의 2월 금리를 동결한다.

이에 HF공사 홈페이지를 통해 신청하는 ‘u-보금자리론’과 은행 창구에서 신청하는 ‘t-보금자리론’은 대출만기에 따라 연 2.35%(만기 10년)∼2.60%(30년)로 이용할 수 있다.

전자약정 등 온라인으로 신청해 비용이 절감되는 ‘아낌e-보금자리론’은 0.10%포인트 낮은 연 2.25%(10년)∼2.50%(30년)의 금리가 적용된다. 제2금융권에서 받은 변동금리 또는 일시상환 주택담보대출을 더나은 보금자리론으로 갈아탈 경우 u-보금자리론이나 t-보금자리론 금리와 같으며 전자약정을 할 경우 아낌e-보금자리론 금리가 적용된다.

광고를 불러오는 중...

사회적배려층(한부모·장애인·다문화·3자녀 이상)이거나 신혼부부라면 추가적으로 금리우대를 받을 수 있으나 우대금리 적용 결과 최종 대출금리가 1.2%미만인 경우에는 1.2%가 적용된다.

NSP통신 김빛나 기자 shine@nspna.com