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지난달 전세대출 ‘역대 최대폭 감소’

NSP통신, 강수인 기자

입력 2023-03-09 12:00 KRD7

#한국은행 #전세대출 #주택담보대출 #가계대출 #기업대출

(한국은행)

(서울=NSP통신) 강수인 기자 = 지난달 전세자금대출이 2006년 1월 통계편제 이후 최대폭으로 감소했다. 다만 전체 은행 가계대출은 감소 규모가 축소됐다.

9일 한국은행이 발표한 ‘2023년 2월중 금융시장 동향’에 따르면 2월중 은행 가계대출 감소폭은 1월 -4조 7000억원에서 2월 -2조 7000억원으로 축소됐다.

주택담보대출은 주택매매 및 집단대출 관련 자금수요가 증대됐으나 전세자금대출 감소폭이 확대되면서 감소로 전환됐다. 2014년 이후 처음으로 감소했다.

전세자금대출 감소폭은 -2조 5000억원으로 2006년 1월 통계편제 이후 최대 감소폭을 기록했다.

광고를 불러오는 중...

기타대출은 높은 대출금리, 대출규제 등으로 감소세가 지속됐으나 상여금 유입 등 계쩔적 요인이 해소돼 감소 규모는 축소됐다.

한편 2월중 은행 기업대출은 5조 2000억원 증가했다. 전월에 비해 증가폭은 축소됐다. 그중 중소기업대출은 일부 은행들의 대출 확대 노력 등으로 증가폭이 확대됐다.